Retirement Redesigned: An IGA approach for sustainable income (By Ivan Guan)

You’ve heard it before: build up a cash pot and tada, you can retire. Except that story is more fantasy than
reality. Ivan Guan, author, blogger and expert in financial planning for early retirement, reveals the new
face of successful retirement planning and how Income Generating Assets (IGAs) fits in the picture.
Retirement is an intriguing word. As much as we all look forward to living a certain way and doing things we’ve
always dreamed of, we also procrastinate far too often when it comes to laying down a strategic plan to achieve
these goals. The peaceful life that we live in Singapore makes us complacent about our retirement. We forget
that a comfortable retirement is not a given when in fact, we all face some uncertainties when we retire.

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